BAIC Finance
Exploring finance for your next BAIC? The BAIC Table View team can help you compare options, structure a deposit and balloon that suits your budget, and guide you through the paperwork. Send an enquiry below and we will contact you to confirm the next steps.
Finance Calculator
Estimate your monthly repayment based on price, deposit, balloon, interest rate, and term.
Estimated monthly repayment
R 4 057
Amount financed: R 386 910
Balloon: 40% (R 171 960)
Term: 72 months
Rate: 4.5% per annum
Estimates are indicative only and subject to lender approval and final terms.
Finance Help
How do I start a finance application?+
Complete the enquiry form and tell us which model you are considering. Our team will contact you to confirm the details and guide you through the application process.
What documents will I need?+
Typically you will need a South African ID, proof of residence, and recent income documents (for example payslips and bank statements). If you are self-employed, we will advise on the additional documents.
Can I use a deposit or trade-in?+
Yes. A cash deposit or trade-in value can reduce the amount financed and often lowers your monthly instalment. We can also provide a free valuation for your current vehicle.
What is a balloon and how does it affect repayments?+
A balloon can lower your monthly instalment by leaving a final amount payable at the end of the term. We can structure balloon options up to 40% depending on the vehicle and lender product.
How long does approval take?+
Once we have all required documents, approvals often come back within 24 to 48 business hours. Timing can vary depending on the lender and verification checks.
What affects my interest rate and monthly instalment?+
Your rate and instalment are influenced by your credit profile, the deposit/trade-in, the term, and any balloon amount. Use the calculator above for an estimate and we will confirm figures during the application.